Not likely to boost your score. A LOC only counts as another Revolving Trade Line, should not report as any sort of Installment Loan or "new mix factor". Sorry dude 
So, the thing is, you are already over 800. At this point, if your goal is to really improve your scores, to get to 850, the only thing you can do is pay your newly-financed truck loan, keep your utilization on all credit cards very low, not open any other new accounts, pay down whatever mortgage you have (and not take out a new mortgage)...
...and wait a really really long time.
In other words, you have to get really boring, doing as little as possible to mess with any sort of credit products, from here on out. Any sort of movement, new accounts, new borrowing, is going to scare your FICO score down. The only thing that will really keep it increasing is doing nothing new.
And always pay on time, but you knew that already.
Good luck!
@NRB525 wrote:Not likely to boost your score. A LOC only counts as another Revolving Trade Line, should not report as any sort of Installment Loan or "new mix factor". Sorry dude
So, the thing is, you are already over 800. At this point, if your goal is to really improve your scores, to get to 850, the only thing you can do is pay your newly-financed truck loan, keep your utilization on all credit cards very low, not open any other new accounts, pay down whatever mortgage you have (and not take out a new mortgage)...
...and wait a really really long time.
In other words, you have to get really boring, doing as little as possible to mess with any sort of credit products, from here on out. Any sort of movement, new accounts, new borrowing, is going to scare your FICO score down. The only thing that will really keep it increasing is doing nothing new.
And always pay on time, but you knew that already.
Good luck!
Thank you, I already knew about the UTI and I have no mortgage house is paid for however plan on building a new home in the next 2 years. So I will do as you said and keep al accounts paid under 2% and not open anything else up and garden . Thank you for assisting me.
So, the advice I gave is relevant if your goal is 850. The goal in your siggy is 800. You are well past that.
Are you ready to be boring? That's a choice you can make, but for me, no, 850 is not my goal.
Stick with that goal of 850 if that is your goal, but realize it may crimp some natural spending or "living goals" you may be having. FICO is only a pretend score. It is NOT life, so don't confuse the two.
Good luck!