@Anonymous wrote:
Community,
I am unable to subscribe to myFICO because my Experian credit information is insufficient. How does a lender address this issue? Does a lender then use one of the other two scores? Any advice on correcting this?
Welcome to the forums. Typically it takes 6 months to generate credit scores . How old is your oldest account?
If a creditor tries to get an EX score and can't, they may look at the others or they could just could deny you for lack of credit. Experian is used a lot by credit card companies so you'll want an EX score as soon as possible if you plan on app,ting for CCs.
