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tooscope2 wrote:Finally got a copy of the credit report my lender used and saw some things I didn't see on myfico report. First obvious error was a school loan that was reported double under the old and new acct #. Also, the loans that are on the old number (2 loans)are listed as past due and 30 days late. I called the loan company today and they verified the error and said I am current and in deferrment. They said that they cannot change my report, I need to file a report with the credit bureaus. UGHNext, Capital One is still listing me as past due and 60 days late. I am growing pessimistic about the 60 day late removal but I have been current since March 1st and they just sent me a letter to that effect.My question is how much will the removal of these 3 past due amounts and the 30 day late help my score approximately?thanksIf nothing more if you can accomplish it, it should put you back where you started.