I'm sure atleast some of you read my rant on dealing with TU's poor english speaking employees trying to get a dispute settled. Well I guess they read it as well On 5/28 my scores were as following TU 706 EQ 741 EX 722. At that time my UTI was 12%. I paid off most of it although some hasn't been credited yet but its down to 4%. So I pull my scores today and EQ 744 EX 731 TU 695 HUH. I have not applied for new credit and other than adding another month of ontime payments nothing has changed on my report. My dispute is still open but I sent proof of it but am still puzzled why my score would go down. What I find funny was a negative remark I had on EX was you have a consumer account on credit (personal loan I needed a HDTV Plasma ). Yet TU says thats a plus