@Anonymous wrote:
I'm rebuilding my credit so I'm getting some mixed signals...
Old Credit Karma = 584
New Credit Karma = TU 558 EQX 521
MyFICO = TU 611 EQX 586 EXP 602
CapOne = 584
Walmart Synch = 616
Merrick Bank =583
Credit Report from Equifax = 475
All I read is MyFICO is the one I should be concerned about. I'm rebuilding and repairing for a hopful home purchase by the end of the summer.
If your main concern is your credit for a home purchase then you need to be looking at your FICO 04 scores. You cannot get that here any longer as this site gives outs FICO 08 scores. The only place you can get your fico 04 score is from Equifax here:
http://www.equifax.com/credit-score/
Try not to get lost in all those scores. Some like the Walmart score is a TU FICO 08 score but others like the CapOne score is a FAKO and basically worthless,
in in general credit card companies tend to use FICO 08 scores and mortgage lenders FICO 04 scores though there are certainly variations out there. Whenever you are looking for a particular credit product do some research and find out what that potential lender bases their decision upon.
Hope this helps.
