In your expericence

[Anonymous]

which credit agency is normally reporting the lowest score?

[Junejer]

TU for me.

[Trishco]

Equifax for me....always.

[Anonymous]

Equifax

[fused]

Before I got in the 800 club, TU was almost always my highest score, while EX was my lowest. Now that I'm in the 800 club with all three, EQ is my highest score and TU is my lowest.

[laz98]

experian is always my lowest score.

[Anonymous]

Experian was always my lowest but havn't been able to check in awhile

[haulingthescoreup]

In other words, it is completely dependent on your credit reports.

Each CRA commissions its own tailored report, and each one penalizes and rewards differently. So it very much depends on the circumstances of your own individual credit profile.

[nothingman02]

Hi hauling, I think OPs assumption is identical CBRs. Given the slight variations in scoring methodologies between the bureaus, which one would be highest or lowest given identical CBRs is the question I think.

I dont think many folks would have identical CBRs though. One or the other would be pulled, reported, used more often usually so in that sense it usually comes down to whats on the CBRs.

[marty56]

EQ for me,  they are they hardest on major derogs.  EX hates util though LOL we cant ee the scores anymore.