A couple of months ago I applied for new cards with Chase and CitiBank. Initially, both were denied due to too many inquiries. The inquiries were all related to an auto-refinance I had in March. I called and explained that situation to the recon lines at both, and they ended up approviing me. Of course, I was always under the impression that auto inquiries should only count against me once if done in a 14-day span. That might be true, but it clearly still caused a headache.
Anyway, I'm not rushing to get any new credit but was just wondering how much time should pass before a creditor would say there were too many recent inquiries. Is 6 months a good rule of thumb?
