Inquiries

[Anonymous]

How many inquiries is considered good for your credit rating?

[fused]

The fewer the better. Zero is good.

[Anonymous]

Every inq hurts you.

Message Edited by ilovepizza on 09-09-2007 07:55 PM

[Tuscani]

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ilovepizza wrote:
Every inq hurts you.

Message Edited by ilovepizza on 09-09-2007 07:55 PM

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Not true.

Only Inqs under 12 months hurt you... and there is a max number of Inqs you can have before FICO no longer factors them into your score.

[fused]

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Tuscani wrote:

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ilovepizza wrote:
Every inq hurts you.

Message Edited by ilovepizza on 09-09-2007 07:55 PM

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Not true.

Only Inqs under 12 months hurt you... and there is a max number of Inqs you can have before FICO no longer factors them into your score.

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Really! What is the max number?

[Tuscani]

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fused111 wrote:

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Tuscani wrote:

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ilovepizza wrote:
Every inq hurts you.

Message Edited by ilovepizza on 09-09-2007 07:55 PM

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Not true.

Only Inqs under 12 months hurt you... and there is a max number of Inqs you can have before FICO no longer factors them into your score.

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Really! What is the max number?

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265

[oneloveforall_2000]

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@Tuscani wrote:

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@Anonymous wrote:
Every inq hurts you.

Message Edited by ilovepizza on 09-09-2007 07:55 PM

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Not true.

Only Inqs under 12 months hurt you... and there is a max number of Inqs you can have before FICO no longer factors them into your score.

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does pulling your own credit count?

[Anonymous]

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@Tuscani wrote:

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@Anonymous wrote:
Every inq hurts you.

Message Edited by ilovepizza on 09-09-2007 07:55 PM

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Not true.

Only Inqs under 12 months hurt you... and there is a max number of Inqs you can have before FICO no longer factors them into your score.

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You are correct. There is a limit. However my answer might have been worded a bit off. I should have said in response to "How many inquiries is considered good for your credit rating?" None is considered good. I meant it in a way as there are no helpful ones :-) Thank you for correcting me though.

[Anonymous]

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fused111 wrote: Really! What is the max number?

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I lost what seems to be -40 points total on my EX from (mixed types) inqs. I used to think -30 points total was the max.

Message Edited by ilovepizza on 09-10-2007 03:35 PM

[fused]

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@oneloveforall_2000 wrote:

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@Tuscani wrote:

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@Anonymous wrote:
Every inq hurts you.

Message Edited by ilovepizza on 09-09-2007 07:55 PM

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Not true.

Only Inqs under 12 months hurt you... and there is a max number of Inqs you can have before FICO no longer factors them into your score.

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does pulling your own credit count?

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No!