Inquiry Removal Points

[LoginNameInvalid]

hi first time posting.

quick question. I bought a car last year and have several inquries on my report. being that they're about to expire and should be removed by the end of the month, how much of an increase should i be expecting on my score should everything else on my report be the same? 

i understand that hard inquiries are about 5 points, should i be expecting that amount as an increase as well?

thanks in advance! 

[Anonymous]

Welcome to the forums!

Under some circumstances auto loan inquiries are lumped together, and you may wish to tie down this angle.

Here's a thread on the subject:

   http://ficoforums.myfico.com/t5/General-Credit-Topics/Quite-confused-about-auto-loan-credit-inquirie...

[LoginNameInvalid]

thank you for the welcome!

so, i read that post and its understood. but it didnt really answer the question of how much should i expect on the point increase...and just to add a bit of info, i've got 4 car hard pulls and 1 credit card pull...

[09Lexie]

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@LoginNameInvalid wrote:

thank you for the welcome!

so, i read that post and its understood. but it didnt really answer the question of how much should i expect on the point increase...and just to add a bit of info, i've got 4 car hard pulls and 1 credit card pull...

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Inqs fall off after two years, their initial impact lessens at 6 mos and fully after 12 mos.  it would be a guess as to how much,  if any your score may change as everyone's credit file is different.  For instance, a hp for you may be equal to 5 points but have 0 impact on my CS. 

[LoginNameInvalid]

thanks!