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There are people who have noted increases at 3m's and 6m's but I do not believe it is a known or absolute threshold that all experience. The 12m's or 1yr change in AoYA is the known threshold to receive the points lost for a penalty of AoYA dropping to zero. Some have experienced some of those points coming back along the way. CassieCard is one that has noted this.
@Rebuild2019 wrote:
Thank you @Trudy I will read that thread. I do have a thin file.
If your signature is correct and you have seven cards, that's not thin.
@Rebuild2019 wrote:
Thanks @Remedios that good to hear. When I check EX it keeps saying I have a thin file.
I appreciate your input.
EX peddles cards and wants you to apply for more through their website
That's one of the ways they make their money
To answer your question, I get points on all 3 when an account reaches 3 months.
I usually get 5 points on EX when an account reaches 6 months, but not on TU and EQ, unless it's the youngest 🤷♀️
That's been my experience with the last four cards I added