Is the report updated 24/7?

[FicoPower]

Like if I were to buy a new score from this site on a weekend/holiday, would the info be outdated since last Friday due to businesses being closed?  Seems like the weekend at the beginning of a new month drags

[llecs]

I've had my CRs update on a weekend. Also receive most of my SW alerts on Sundays.

[FicoPower]

Great thanks

[RobertEG]

Scores only change after creditors report, which is at the best, monthly.

Creitors dont report on weekends an holidays.  A waste of money.

[haulingthescoreup]

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RobertEG wrote:

Scores only change after creditors report, which is at the best, monthly.

Creitors dont report on weekends an holidays.  A waste of money.

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Doesn't matter when the creditors report. It's when the bureaus actually wake up from their stupor and update. And with EQ and TU, that is often up to ten days after they get the info.

I've had balances change between Friday night and Sunday, back in the good old days when TC was giving genuine updates on all three.

[llecs]

To add, I also remember a dispute I did on Saturday night. By Sunday morning, it was resolved. So both CRAs and OC/CA (can't remember which) updates on weekends.

[Anonymous]

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@FicoPower wrote:
Like if I were to buy a new score from this site on a weekend/holiday, would the info be outdated since last Friday due to businesses being closed?  Seems like the weekend at the beginning of a new month drags

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Because nearly all CR and CRA data is electronically submitted, received and updated, it can change any day 24/7/365.  I have had updates on weekends.

[BungalowMo]

During my repair process, the main thing I have been mindful of, is what date the creditor reports to the CRA.  I make sure any extra possible cc payments are made a few days prior to reporting. 

I hated that $500 payment on the day they reported.  Didn't get credited for another month