Judgement Vacated, should I get a score increase?

[Anonymous]

I am really trying to get my scores to 620. Right now I am EQ 583 TU 592 and EX 565 (plus score)

I have a judgement from 2004 for $1100.00 which I just had vacated, I have sent off the court papers to CRA's. It is only showing on TU and EX. I do have other collections (not judgements) on each report. Should I expect to see an increase with the judgement removal or  will I get "rebucketed" with the removal of the judgement and my score will go down? I will also have an Applied Bank charge off from 2002 removed (paid and got them to agree to delete in writing) Should I see an increase in my score from that? These are not my oldest accounts on my CR.  I have accounts going back to 2001. I am really trying to get to 620 and any advice would be helpful.

Thanks!

[RobertEG]

I dont see major "rebucketing."  Your file is still what is called "dirty" in the scoring vernacular, still having major derogs.  All 60+ delinqnecies, COs, or CAs are still major derogs until they fall off.  I would not expect much change.

[nathan]

Usually, the longer the judgement, the less likely you will see a bump especially if this was one of your oldest accounts. When my judgement dropped after 7 yrs I actally lost points.