Well since the beginning of June when I started fixing my credit, my FICO EQ went from 617->646->642->629 as of today. Department of Education just updated my student loans all of the TL's to say collection PAID with 0 balance. Now the goodwill process starts as that is what is really hindering my scores terribly! Felt upset about it but a couple of months ago I wasnt doing anything to help myself and as of today I have 3 new positive TL's that will be reporting and got a few collections to come off my reports so I say I am going in the right direction.
Just wanted to vent LOL Thanks for reading/listening!