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Lack of updating

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amclaughlin42
Regular Contributor

Lack of updating

Anyone else noticed That EQ and TU arent updating at the rate it should be, I have CK, dont use them for scores. But they have updated way faster with both bureaus. Even if my score doesnt move its still not updating showing I paid off balances and account statuses are changed. And EQ themselves is taking longer to update accounts. They didnt update an account that reported 2 weeks ago


Cards: CreditOne AMEX - $600, Cap1 QS - $500, Avant-$300, Cap1 WM Store - $300
GOAL - Chase FU - Goal Score 725
07/2021 - Experian 675 Equifax 673 Transunion 688
07/2019 - Experian 623 - Equifax 628 - Transunion 622
04/2019 - Experian 597 - Equifax 610 - Transunion 619
01/2017 - Experian 479 - Equifax 457 - Transunion 461
04/2017 - Experian 502 - Equifax 473 - Transunion 476
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2 REPLIES 2
FireMedic1
Community Leader
Mega Contributor

Re: Lack of updating

One thing about CK. They beat the CRA's at many things. Especially HP's. It is what it is. Ive had MyFICO 3B for 7 yrs. They will be quick on some things and slower than others with certain alerts. Nature of the beast. It also comes down to the creditors too. The CRA's cant update what the creditors dont tell them. They can lag also. Some creditors are spot on each month. Ohers have schedules. Patience pays off.



BK Free Aug25
Message 2 of 3
teeluhz
Established Member

Re: Lack of updating

@amclaughlin42 I'm noticing that too. I use CK for updates as well. My TU has been extremely lacky here lately. I received a notification today that an account updated but when I go into the app it still shows the update/report from April 30th. One of my credit cards monitors my TU too and the same thing happened. Notification but no actual update yet. It's nerve racking because I'm trying to make sure this creditor did what they were supposed to do!

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