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Last negative falls off, + 73 points

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Revelate
Moderator Emeritus

Re: Last negative falls off, + 73 points


@SouthJamaica wrote:

Well thanks for the skills you've taught me, enabling me at least for a while to play in the reindeer games.


Well you are quite welcome, and at least you can play reindeer games with an auto loan... with a mortgage, meh Smiley Happy.

 

I'm about to "reindeer" a bunch of student loans... and pay them nearly all off via HELOC and kicking 1K a month to the HELOC, just to get under that aggregate ~80% line faster.  I don't even know if they do a credit check on Federal loans and I'm at the point where a new account reduces my AAOA like half a month so I can afford new SL tradelines.




        
Message 21 of 24
Grafton88
Established Contributor

Re: Last negative falls off, + 73 points

Congrats.  That is great news.

 

I have had some 60+ point jumps this year when my Public Records fell off of my TU and EX reports but I was going from mid-600s to low 700s.  I didn't realize one could jump into the 800s in such a way.

 

I know you have an auto loan reporting but even if you drop 20 points you are still on the threshold of 800ville.  Did I just make up a new word?

 

Keep up the good work.

Message 22 of 24
Anonymous
Not applicable

Re: Last negative falls off, + 73 points

Congrats!  That's an awesome score!  Woman Very Happy

Message 23 of 24
SouthJamaica
Mega Contributor

Re: Last negative falls off, + 73 points


@Grafton88 wrote:

Congrats.  That is great news.

 

I have had some 60+ point jumps this year when my Public Records fell off of my TU and EX reports but I was going from mid-600s to low 700s.  I didn't realize one could jump into the 800s in such a way.

 

I know you have an auto loan reporting but even if you drop 20 points you are still on the threshold of 800ville.  Did I just make up a new word?

 

Keep up the good work.


Yes you did. Let's see if it catches on.


Total revolving limits 569520 (505320 reporting) FICO 8: EQ 699 TU 696 EX 673




Message 24 of 24
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