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Late updating across the board this month

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ylekiot1
Established Member

Late updating across the board this month

Anyone know why things are weeks behind across the board on posting?

Message 1 of 6
5 REPLIES 5
Revelate
Moderator Emeritus

Re: Late updating across the board this month


@ylekiot1 wrote:

Anyone know why things are weeks behind across the board on posting?


I'm assuming you mean monitoring on your credit report?  What service are you referring to if so?




        
Message 2 of 6
Barneygirl
Frequent Contributor

Re: Late updating across the board this month


@ylekiot1 wrote:

Anyone know why things are weeks behind across the board on posting?


 

I've noticed the same thing... across the board!!!  I watch with an eagle-eye each month, to see what different actions do to my score..... and this month, everything has been about a week, or two behind the normal posting dates.  I have three CCs... that up until this month, have posted like clock work on the same date every month.  The first was a week late, the second is over a week and a half late posting to all three bureaus, and I'll be interested to see what the third does tomorrow (when it is supposed to post).  My mortgage was also about a week late to post as well!!!  Always posts between the 5-7th, and this month posted just last week!!!

 

Not sure what's going on...  I assumed it was all MY fault (haha) as I'm waiting for all scores to hit, praying I can hit 700 this month for my mortgage!!!! Smiley Happy  I'll stop watching the pot, so it can actually boil Smiley Happy


Current FICO Scores: EQ749; TU732; EX733
Message 3 of 6
Ellifino
New Contributor

Re: Late updating across the board this month

YES!  I thought it was just me!!  It's a giant pain in the neck chasing all the balances down to zero in anticipation of a balance posting; think it's just a myfico thing or what?  any information anyone has would be awesome Smiley Happy

Fico Scores: EQ 742 (8/2014), TU 732 (8/2014), EX 731 (8/2014)
Starting Scores: EQ 593 (12/2011)
Goal Score: 750 on all three
My Wallet: Amex BCP $2000 / Chase Freedom $1000 / Chase Slate $2000 / AAFP Bank of America Cash Rewards $1000 / Capital One: $3300 / Amazon Store Card: $1100 / Target: $800 / Walmart: $850 / PayPal SmartConnect: $500
Message 4 of 6
Barneygirl
Frequent Contributor

Re: Late updating across the board this month


@Ellifino wrote:

YES!  I thought it was just me!!  It's a giant pain in the neck chasing all the balances down to zero in anticipation of a balance posting; think it's just a myfico thing or what?  any information anyone has would be awesome Smiley Happy


Nope, pretty sure it's not a myFICO thing.  I watch all three bureau reports, daily.... and the delay is getting accounts updated/posted on the bureaus.  Not sure what the delay is this month...but it's starting to annoy me lol Smiley Happy


Current FICO Scores: EQ749; TU732; EX733
Message 5 of 6
Anonymous
Not applicable

Re: Late updating across the board this month

Yes, I have been waiting for Discover to report, bringing utilization from 32% down to 2% before applying for a couple cards. It always reports on statement cut (the 12th for me) which is over a week ago now. The change has yet to show up on any of the 3 bureaus. 

 

So I agree with Barneygirl above me, it is due to the bureaus not being updated and that it is getting  annoying Smiley Happy

 

EDIT: I just got off the phone with Discover; they reported on the 13th. So, the delay is definitely on the end of the bureaus. It just seems odd that not even one of the 3 have updated yet.

Message 6 of 6
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