The problem with the advice given is this it will not work. If you do what is advised the lender can take up to 30 days or more to update the bureaus. Secondly the charges for a rapid rescore are per bureau per tradeline and thecost is $$$$$$. I would suggest you do the advice as a long term part of imprrvoing your score. You also run the risk of not getting the score where you need for the loan. You can so what is suggested the consequences could be very bad.
FIC Scores XPN v8 805 V2 831 (SDFCU) TUC V 8 800 07/25 EFX Bankcard v8 822 EFX FIC0 v8 807 Vantage score 4.0 817 via JC Penney
JC Penney 10/2008 4,700 US Bank Cash 08/2010 12,000 Citibank Custom Cash 5/2015 14,100, State Dept. FCU 06/2023 25,000 02/2024 Redstone FCU Signature VISA 10,000 08/23/2024 Commonwealth Credit Union 15000 07/25 Walmart One 5000 12/04/25
Banking: Lafayette FCU Fortera FCU State Department FCU Redstone FCU Hughes FCU Commonwealth FCU
My personal blacklist Axos Bank, Bank of America, Synchrony Bank Capital One TD Bank Comerica Bank BMO US Bank Wells Fargo
