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Length of Revolving History

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lhcole77
Valued Contributor

Length of Revolving History

How many years does it take to no longer be considered "new" to revolving history?

 

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Message 1 of 5
4 REPLIES 4
Anonymous
Not applicable

Re: Length of Revolving History

At 1 year they aren't considered new.  That is just telling you that those with scores at around 760, I think, have an average of 19 years history.

Message 2 of 5
lhcole77
Valued Contributor

Re: Length of Revolving History

Thanks for reply. I added 4 of my 5 cards in the last 6 months. I'm thinking that this is playing into this factor as well.

Message 3 of 5
Anonymous
Not applicable

Re: Length of Revolving History

It probably is because it reduced your AAoA.

 

IMO,. they are only comparing your credit history to one considered a high achiever.  Of course, those will have much longer AAoAs.

Message 4 of 5
lhcole77
Valued Contributor

Re: Length of Revolving History

Thanks for feedback.

 

I'm proud of how far I've come over the years and am looking forward to growing my profile.

Message 5 of 5
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