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Well I guess you can get to 800 without installment loan or mortgage. 801 TU (Barclays), 802 EX (from website) and 846 EQ (FICO 9 Penfed).....YAY ME!!!
@dumaine wrote:Well I guess you can get to 800 without installment loan or mortgage. 801 TU (Barclays), 802 EX (from website) and 846 EQ (FICO 9 Penfed).....YAY ME!!!
Congrats on hitting the 800s ! And yes you're correct that an open installment loan isn't required to get your scores into the "exceptional" range.
Thanks all
Congrats!
WooHoo!! Congratulations 👏🏼🍾🥂
That shade of 💚 looks good on you.
Well done!
EQ | 841 | 5 INQ (Auto, CC, HELOC, 2 mort) | 7y2m |
EX | 812 | 5 INQ (2 CC, 2 mort, HELoan) | 6y11m |
TU | 829 | 4 INQ (3 CC, 1 mort) | 6y6m |
5/24 | 3/12 | AoYA 0m | AoOA 23y6m | ~3% |
Congrats!!! How did you do it?
This is amazing...so how did you do it without a loan? Is this all from CC?