Lowes new score

[Anonymous]

So Lowes updated their website to let people know their credit score.....Is that real Fico?

[Anonymous]

I just BT 2k off of my Lowes card onto a 0% card which left me with a $14 balance on my Lowes card. The limit is 6k. I just got an increase about 2.5 months ago. I'm wandering when would be a great time to ask for a CLI? And would it be wise to ask for 15k? Will they use the score that I am seeing on their newly updated app now?

[Anonymous]

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@Anonymous wrote:
So Lowes updated their website to let people know their credit score.....Is that real Fico?

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What does it say on their site?

It will usually say if it is a FICO and where it comes from.

[GFer]

It's a TU Fico.

[Anonymous]

So since I just cleared off 2k off my card giving me a $14 balance. And they did give me an Increase like 2.5 months ago.....When would be a great time to ask for a CLI? How should I do it? Online chat or email? Should I ask for 15k?

[GFer]

Shoot for the moon with Lowes!  Tell them you plan some renovations..  Ask for $30,000 and they may counter.  I wouldn't leave anything on the table!

Good Luck!  Let us know how you do!

[Anonymous]

They won't do a hard pull on me if I ask 30k?

[Anonymous]

And would it be better to ask in chat or call them?

[GFer]

It's usually a softpull. But pay attention to the verbiage.  If they suggest it will be, I wouldn't.  But it's up to you.  FYI; I did take a hp when I got mine up to help my utilization overall.  It worked for me at the time.

[GFer]

Not sure, to be honest.  Do a search here and they'll let ya know.