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Medical Collection removed - How much will my score jump

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lovetractor
New Member

Medical Collection removed - How much will my score jump

Hello

 

I just received word that my $171 medical collection has been removed from my credit report from January 2008 after much wrangling and negotiating.  Before the CA was removed by EX FICO = 677 from 2/5/09, how much do you think it will jump when I pull it next month?  I have a late payment on a CC with a $0 balance from January 2003 which is scheduled to be removed in January 2010, so that's probably not effecting my score much.

 

Thanks! 

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llecs
Moderator Emeritus

Re: Medical Collection removed - How much will my score jump

If this is your last CA, then you'll see a gain. Points returned vary based on the age of the debt, how the CA is reporting, and its relationship with other baddies on your CR. I've seen anywhere from 20-100 points with their last CA removal. I removed my last in August and my FICO scores jumped anywhere from 40-60 points. I had a new CA pop on in December and was just removed and that gave me an extra 50 or so points on TU. YMMV. Unfortunately, EX no longer allows us consumers to pull our own FICO scores, so you won't be able to see that gain.
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