Medium Score??

[Anonymous]

When i apply for a home loan...i am sure it depends on the lender, but i have heard some look at all three report...I have recently paid off an account and it has not been reflected on my EQ or TU, but has been updated on my EX.  Can someone tell me why it gets reported to one agency and not the other.  Also...what is my middle score? Is it the average score or literally the middle score?

Thanks

[cobaltnv]

Almost all mortgage lenders will pull all three reports. They will use the middle score not the average (748 for you). 

[Anonymous]

It seems as though you are the one always answering my questions..thank you again!!

any ideas on why my balance was reported to EX and not the others? I am guessing that I just need to be more patient and see what happens next week when I go apply.

[cobaltnv]

I do not think it is uncommon for the CRAs to be faster/slower about updating. How long ago did you pay off the account? My guess is that in a few days/a week everything will be caught up.

Cheers 

[Anonymous]

I think you are right.  I paid everything off around the end of Jan, so some must be slower than the others.