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Merged Capital One Quicksilver One with Quicksilver -15 credit score hit

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Anonymous
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Merged Capital One Quicksilver One with Quicksilver -15 credit score hit

I recently consolidated a Capital One QS1 with a newer (5 months) Capital One QS following the requirements set by Capital One. The QS1 had a 0 balance upon moving its credit limit over to the newer card. The newer card is 2 months old and is not showing up on my credit reports. The QS1 is showing as being closed at consumers request, which is almost accurate...it was consolidated into a new account. My score has taken a -15 point hit, which is not the direction I was hoping to go in at this time. Has anyone else experienced this before?

Message 1 of 5
4 REPLIES 4
Anonymous
Not applicable

Re: Merged Capital One Quicksilver One with Quicksilver -15 credit score hit

What score is that?  FICO?  CreditWise score?

 

How many open credit card accounts do you have now?

Message 2 of 5
SomewhereIn505
Valued Contributor

Re: Merged Capital One Quicksilver One with Quicksilver -15 credit score hit

Following...I'm waiting for a disputed charge to clear before I combined my QS1 with my QS.


3/16/18 FICO9 TU-700 EQ-669 EX-716
6/26/18 FICO9 TU-750, EQ-672, EX-789

Message 3 of 5
Anonymous
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Re: Merged Capital One Quicksilver One with Quicksilver -15 credit score hit

I'm considering combining my QS1 with my QS but don't want to take a hit. 

Message 4 of 5
Anonymous
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Re: Merged Capital One Quicksilver One with Quicksilver -15 credit score hit

It was a myFICO dashboard score. However, two of the three scores have updated, one without a dispute. I am disputing the report from Experian, which also seems to have some strange inquiries listed. At this point it looks like my scores will rebound fully in a short period of time. 

Message 5 of 5
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