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Do any credit card companies update mid cycle when balance goes to zero ? I heard Chase but not sure
@800goal800 wrote:Do any credit card companies update mid cycle when balance goes to zero ? I heard Chase but not sure
Only chase does it automatically. Some lenders will by request. Some lenders won't at all.
@800goal800, most banks won't do it. Chase and Discover are among the banks that'll do it by request. And as mentioned, Chase automatically reports zero whenever you pay to zero.
This is likely a one-off, but BoA reported mid-cycle 6-8 years back when I paid a balance that dropped a card from about 30% util to zero.
My mind was boggled.
EQ | 850 | 2 INQ (Auto, Mort) | 7y4m |
EX | 850 | 6 INQ (2 CC, 2 mort, 2 auto) | 7y |
TU | 850 | 1 INQ (CC) | 6y8m |
3/24 | 1/12 | AoYA 10m | AoOA 24y2m | ~1% |