@Anonymous wrote:
Thank you for sharing your situation, I find myself in the same place. what is the process to pay for the deletion? I have 2 student loan accounts that were closed in 2015 but are noted as negative accounts due to 5 late payments. They are still showing up on my account as negative and impacting the mortgage score. How can i have those accounts deleted, they have since been closed and student loans are paid off.
I am applying for a mortgate and need help to get my Equifax and Transunion score higher
Experian 801
Transunion 732
Equifax 735
Thanks in advance for your help!
gardens
@Anonymous you have provided valuable advice to others, would you be able to assist me with this?
#improvemortgagescore #mortgagescore #delete
@Anonymous Pay for delete is an arrangement that you make with a debt collector; it doesn't typically happen with an original creditor. Sounds like you have an original creditor account. Is that correct?
if so, as I stated, you can do the goodwill saturation technique and basically ask them to remove the lates. As long as the account is current meaning it has no balance owed, the lates will age off, when were they?
Best thing you can do I was trying to Goodwill saturation technique and ask them to remove the account or the lates. And implement AZEO. If you'd like to get more specific, start a thread and ping me and you can give me your details and we can look more closely.
