My Fico

[Anonymous]

I have been following my Credit Report with Experian and I paid to receive all three of my Credit Reports. I began disputing items (again, for the 3rd time) on 3/28/18. As I received Alerts regarding my disputes, I was happy to see that some negative items were removed including Hard Inquiries. I have also checked my scores often since strating the disputes again, and much to my horror, my Score dropped by over 60 Points in the past week

Experian could not answer why and told me to call FICO. Fico insisted I pay for a Product, yet I will receive exactly what I already have from all 3 Credit Bureaus. Can someone explain why my scored dropped so much especially after items were removed, and what is the purpose of paying FICO to purchase a Product and received per the Lady I sopke with, the exact same things I have already received?

The removed items were not a line of credit btw. They were old Medical Accounts, and 2 were fradulent items.

[kimbersleep]

Do you have updated reports? Is it possible that while the negative items you know were removed, there were other changes to your reports at the same time?

[Anonymous]

Yes, I have updated Experian Reports that I can view at all times, as that is the CRA I started the disputes with (and paid to do so), and I received my current credit reports from Eqifax and TransUnion last week. There are NO new accounts on my credit, nor my credit reports. The only things that have changed was what I indicated in my original post. I have not applied for credit with anyone, and no one has done a hard inquiry.