Less than 2 weeks ago, I maxed out my best buy visa card and my scores were in the 720s across the board. I checked my experian and it's now standing at 670! This is what happens when you max your credit cards lol it's only temporarily if you pay it off 
@Anonymous wrote:Less than 2 weeks ago, I maxed out my best buy visa card and my scores were in the 720s across the board. I checked my experian and it's now standing at 670! This is what happens when you max your credit cards lol it's only temporarily if you pay it off
My EX score dropped 13 points just by crossing the 9% UTIL threshold. I paid off all but one of my cards, and it went right back to where it started once the monthly statement dates rolled around. It's a fickle thing, innit?
I would feel like the world ended if my points dropped by 50 lol
Once you pay in full again, you won't bounce back fully though, correct?
Once you pay in full again, you won't bounce back fully though, correct?
@Anonymous wrote:Less than 2 weeks ago, I maxed out my best buy visa card and my scores were in the 720s across the board. I checked my experian and it's now standing at 670! This is what happens when you max your credit cards lol it's only temporarily if you pay it off
I went from 4% to 14% and lost 21 points on EX, 18 points on TU and 23 points on EQ. Paid back down to 6%. I should see a decent recovery next month.
And that was without maxing a card.
Um.
What does your file look like and what was your aggregate? Single max card I don't lose anywhere close to that assuming my aggregate stays minimal. I assume we're talking FICO 8 here and not some Vantage or other score?
