MyFICO scoring versions?

[Anonymous]

They provide multiple versions across the 3 CRAs but, are any of them considered the NG2?

I'm somewhat perplexed by a recent jump in my Eq of over 60 points on Eq8 despite my utilization going from 8-9% to 14% after using a PLOC for a couple weeks before paying it off. In fact, my TU dropped a point and my Ex dropped 12 points!

[Anonymous]

No one knows?

[Anonymous]

This link says that NextGen scores are not available ro consumers at myFICO or most anywhere else for that matter:

http://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/The-many-flavors-of-FICO-Editions-version...

Very few lenders use them.

[Anonymous]

CGiD,

Many thanks!

Seems like a CU habit, maybe PenFed & Alliant. I seem to remember it was always higher, for me anyway, than 8, have no ida why.

[Anonymous]

---

@Anonymous wrote:

CGiD,

Many thanks!

Seems like a CU habit, maybe PenFed & Alliant. I seem to remember it was always higher, for me anyway, than 8, have no ida why.

---

its score range is 150 to 950.  If you had a FICO 8 score of (say) 770, it wouldn't be strange for the NG score to be 820 or even higher. 

[Revelate]

---

@Anonymous wrote:

CGiD,

Many thanks!

Seems like a CU habit, maybe PenFed & Alliant. I seem to remember it was always higher, for me anyway, than 8, have no ida why.

---

Just Penfed to my knowledge.  Alliant credit score is Vantage, though I don't know what they underwrite on but it's unlikely to be FICO NextGen.