Contable wrote:
My score recently dropped from 27 points with no apparent reason. There have been no inquiries, no new credit, no balance increases. I have paid off two cards within the last month but kept the accounts open. Does anyone have an idea why?
I'm late to the game here, but....
Did paying off these two cards bring your revolving utilization to $0? A loss of 27 points for allowing all $0 balances to report is not unheard of.
