I JUST TOOK A 2,000 LOAN OUT AT THE BANK I DEAL WITH I HAVE SOME COLLECTION MEDICAL BILL CHARGE-OFF AND SOME 30DAYLATE AND I ALSO TWO MORE LOAN WITH THE SAME BANK.SO FOR I HAVE SENT SOME GOOD WILL LETTER OUT AND I HAVE SOME THING ON MY CREDIT REPORTS THAT IS NOT MINE I AM DISPUTED THEM WITH A LITTLE TIME EVERYTHING WILL BE PAID OFF AND HOPEFULLY THE GOODWILL LETTER WILL TAKE CARE OF MY 30DAYLATE MY CS IS 598 WITH THIS LOAN PAYING ON TIME AND PAY MY OTHER BILL ON TIME SHOULD THIS BRING MY CREDIT SCORE UP.HIT ME BACK