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NFCU CLOC

Frequent Contributor

NFCU CLOC

Does this balance affect your utilization? I have a 700 balance on it and Credit Karma and Credit Check Total both have left this off of my utilization percentage. Either way my utilization will be under 10% but just curious.
Credit conscience!
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Senior Contributor

Re: NFCU CLOC


michaels88369 wrote:
Does this balance affect your utilization? I have a 700 balance on it and Credit Karma and Credit Check Total both have left this off of my utilization percentage. Either way my utilization will be under 10% but just curious.

It reports as revolving, so yes any balance would be factored into your revolving utilization.

Citi DC $7900- AMEX BCP $9000- NFCU Platinum $10000 PenFed Power $11000- Chase FU $11700- DCU Platinum $15000- State Farm GN $15000- AMEX EDP $15000- NFCU CLOC $15000- Chase CSP $18900- Care Credit $20000- Discover Miles $21000- Penfed Promise $25000- NFCU Go Rewards $27100- Venture $28750 **As of 5/27/18** EX- 737(12) TU- 753(11) EQ- 730(14) UTI 17%- Clean Files- No AU Accounts.
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