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NFCU CLOC

Frequent Contributor

NFCU CLOC

Does this balance affect your utilization? I have a 700 balance on it and Credit Karma and Credit Check Total both have left this off of my utilization percentage. Either way my utilization will be under 10% but just curious.
Credit conscience!
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1 REPLY
Senior Contributor

Re: NFCU CLOC


michaels88369 wrote:
Does this balance affect your utilization? I have a 700 balance on it and Credit Karma and Credit Check Total both have left this off of my utilization percentage. Either way my utilization will be under 10% but just curious.

It reports as revolving, so yes any balance would be factored into your revolving utilization.

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