Need some help! I have EQ and TU reporting scores but not Experian. I'm an authorized user on my wife's Cap One Credit card which shows up on my EQ and TU but nothing is showing up on Experian. Is there a reason for that?
If that's the only card you have (or are an authorized user on), your credit profile may stlill be too thin and it may take time. My TU & EQ scores showed up instantly when I started rebuilding my credit. My Experian didn't show up till almost 6 months later. At that time I had only one credit card (Capital One Secured) and student loans.
Sometimes cards, that usually report to all 3 bureaus, only report to 2.
If you don't have anything active on EX, you will not get an EX FICO score.
I had this issue as well and I had to investigate. I asked for my credit report from experian directly and they had my birth year listed as 2011. Once that fixed it, I got the score.