The new FHA Fico score of 580 created a problem for me. I had a 555 avg. So with the advice of people on the board I did some work on the reports. But did I do enought? The rapid re-score package was submited today with all the proof. I would love to see what the experts think. Did I do enough? Could I get the 580 I need?
Here is what I had done.
- EQ & TU was not reporting a Fico Score due to a name/address issue. I submited proof of address and ID
- Judgment on TU that was not mine. I submited a letter from creditor that this was a mistake and was to be deleted
- I had 9 collection accounts- 2 where Deleted (I submited proof letters) all the rest where paid in full. I submited letters from all the collection companies stating accounts where paid in full.
Now I have no credit cards, auto/personal loans. I had one account on my report for 5k with a zero balance marked closed by customer. I don't know what it is so I left it.
I don't know what else to do. I had all the work done by a great credit repair company that came highly recommended.
