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Negative Balance question

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StartinOver
Frequent Contributor

Negative Balance question

I have 4 credit cards which will in a few days show as $0 balances, except:

 

I accidentally overpaid my Best Buy and I have a $12 credit, which is a negative (or is that postive?) balance, I guess.  Has anyone had any experience with this and know how it reports on the credit report and how the algorthims handle it? Is it to my disadvantage? Should I run buy something so it will reverse before my lender rescores?

4/25/11 FICO: EQ 761....EX 770.....TU 744
3/6/2011 FICO: EQ 710... EX 718... TU 710
09/09 FICO: EQ: 525
Message 1 of 3
2 REPLIES 2
laz98
Senior Contributor

Re: Negative Balance question

it reports as 0.

Message 2 of 3
StartinOver
Frequent Contributor

Re: Negative Balance question

thanks! I am glad it doesn't act like a balance, though it wouldn't hurt much Smiley Happy

4/25/11 FICO: EQ 761....EX 770.....TU 744
3/6/2011 FICO: EQ 710... EX 718... TU 710
09/09 FICO: EQ: 525
Message 3 of 3
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