DH and I both actively trying to repair our credit. He has 17 student loan tradelines that we didn't realize came out of deferrment. He got a 90d in November, we logged in to his account and immediately requested a forbearance. It was granted for 01/2019-03/2019. Yesterday, he got a score update for each of the 17 tradelines. Picture attached for one of the TLs as to what we are seeing. All 17 TL alerts look like this. It looks like the 120d late hit for December, which would be consistent for what we expected to see. However, it is the score increase that is making me scratch my head. I won't get to see a MF subscription update until Sunday to see what actually happened.
Is it possible that the score increase happened because of another event, such as cc utl decreasing? I cannot fathom not seeing a score DROP for a 120d late posting. Thoughts?
Yes, it's not only possible, it's exactly what happened.
The score raise was not associated with the 90 day late reporting.
This is a common occurrence here- as the updates can have more than one activity.
You'll only get an alert when a scoreable event occurs, within that alert you may see other events that didn't cause a score change.
I agree with Pika. But look at the pic. It already says account is 120 days past due. So its a scratch your head whats up with that type thing. Looks like it already posted?
We were expecting it to post 120d in December, since the forbearance period that was granted did not begin until 01/2019. It was just so odd to see points increase while also seeing a 120d late hit.
However, DH is added as an AU on those CCs in my other thread with the decreasing Utl. As you already saw, I saw a big increase in my scores today. I'm now assuming DH's scores went up with the utl decrease on my CCs, and it coincided with the 120d late showing up too.
Its a long shot. But I think it may be due to the other things like you said. But it wouldnt go up like you said with the AU stuff. Baffling. But 120 lates usualy new hit you with 100 or more points. But that didnt happen on the above alert. But as a fellow MyFICO customer. Alerts dont usually show the whole picture until the next update. If it was me I'd have a strong drink waiting that the above sticks. And then take a chug when the next update stay the same. Good Luck!
Haha strong drinks indeed. His subscription updates on 1/13 as well, so I guess I may know more then. 
Well, the starting score is a give away: we're not talking clean file or anywhere close to it so the 100 point drop or whatever is off the table.
If you have the myFICO monitoring I'd be interested to see before and after reason codes from Transunion alerts, but a lot depends on what was on your file before and what is on your file now.
Could have been some other change which is probably 90% likely.
Thanks for the feedback! You are correct, obviously his file is not clean. Which is how I’m on the forums m. I posted this because I was confused how he got a score increase with a late payment posting. The reasoning in the alert was perplexing to me. I’m assuming fully that other factors are in play here. I just didn’t know if anyone else had ever seen something like this.
