@CreditBob wrote:Here is a question that I have not seen brought up. For those that have gotten their first eligible Fico score after the first six months of credit, what was your Fico score? In other words, you got your very first credit card or loan, what was your very first score?
I have seen several reports where the first score was in the low 700's. But it could vary based on what appears in that first report. Let's say 2 people who had no credit accounts each got a $500 credit card. Person A has the card report with a $480 balance while Person B has it report with a zero balance. Also Person A may have 3 inquiries, where Person B had 1. Their scores will be different.
