New World Man : )

[Anonymous]

Did you ever hear back from anyone? Thanks  : )

http://ficoforums.myfico.com/fico/board/message?board.id=ficoscoring&thread.id=22547

[Anonymous]

From what I've heard, it's now on the known bugs list. No ETA on a fix, but the good news is it's not your imagination, nor an error in just your credit report.

[Anonymous]

thanks ..maybe in a year or so they may get round to fixing it..

It always surprises me how they can "get away" with such a major screw up in there system..and we are all just powerless to do anything, they basically just ignore us!

We can sue everybody else for reporting incorrectly but no one ever wants to get sue happy with fico.. at the least we could threaten and scare them into fixing it like we do the cras and ca...this has cost me at the least 50 points..hmm whats that worth maybe i could get a mortgage cheaper ,a car..10,000 ..50,000 over 30 years! ..hmm maybe

I am still waiting on my  call back from myfico lol! ..to say they customer service sucks would be putting it mildly!

All I can say is good job I'm not an attorney!

[RobertEG]

CRASMKE ME, the credit bureaus have a legal obligation under the FCRA to make reasonable efforts at their own investigation, and cannot simply pass it all off to the creditors who report data to them, especially if the matter is not in dispute between the creditor and consumer.  This has been litigated several times, with the decision always siding with the consumer. 

They cannot simply hide under the cloak of data they receive.

See Section 611 of the FCRA.

Message Edited by RobertEG on 06-18-2008 09:49 PM

[Anonymous]

My brother has the same problem on his.... it constantly says he is 180-days late on an old collection that is showing up in his chart of accounts instead of the collections as it's supposed to. CSC is supposed to be correcting this for him. If they fail to do so, I'm going to loan him my attorney to sue (it's killing his score by 75 points!)