New to FICO..Credit Score question about Experian

[Anonymous]

Hello, I'm new to this site and there for awhile about 6 months i was useing TransUnion.com for my credit score's and my TransUnion score was 697..being that 6 months ago i had no credit untill i got with Capital One rebuilt credit card because i pay on time TransUnion was updating my score by 1pt every month i was looking up diff ways to better my credit and came across someone saying MyFICO is the true credit score and most Lenders & Dealers go by FICO so i went ahead and sign up for MyFICO and had to buy the Equifax-Credit Score not so bad score, so then i seen TransUnion FICO but i would have to pay for it but being that i already had TransUnion.com i went ahead and paid for it and im SO glad i did TransUnion has been riping me off with there fake credit score***TransUnion.com CS 697 TransUnion FICO CS 741 i cancelled the TransUnion.com now i sign up for Experian.com my score on that is 738--not FICO i dont thk...how can i be sure that Experian gave me the right credit score?????

[Anonymous]

Ok i was reading more about FAKOs & FICO what i dont get is why are ppl so worry about the FAKOs if the FICO has better score then FACOs??? is it good to have TU.com & TU FICO account open?...

[Anonymous]

Most  ppl know they 'shouldn't' worry so much about their fako scores and should just use them as a possible guide for upward or downward trends.  However since fakos  are free and ficos cost money,  people  tend to see their fakos a lot more often than their ficos and get attached to that number.  I know just yesterday, my heart sank a bit when a fako from one site went down 6 points, but then I was elated when my fako fm another site went up 17 points.

[Anonymous]

In other words, using fakos to track your score is like being on a diet and weighing yourself on a different scale all the time.  You've worked hard, thought you were doing everything right, but when you step on that other scale it tells you you've gained 10 pounds.  Logically you know that it's mostly due to the different scales, but you can't help but be upset that now someone is telling you you're fatter than when you started.

[Anonymous]

lol, ok ill just stick with fico... thank you for the reply

[atarvuzdar]

I use FAKO sites just to tell me when something's been updated on TU and EX since myFICO will only give me the day-to-day play-by-play for EQ. I don't pay attention to the scores--particularly when one FAKO EX site tells me my score is a 515 and the other tells me it's a 648. But knowing when an account has been changed on my TU and EX reports is always a good thing to know.