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New to MyFico Forums: My 1st Post...

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Anonymous
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New to MyFico Forums: My 1st Post...

Hello everyone!!! I have finally signed up here after about a month or so of ease-dropping (mind you, learning so much & appreciating it all)!!! Well, I'm trying to get myself situated and such - so please bare with me :-)

 

Well, for starters... My inaugural post here is about FICO/FAKO scores... I am going to list everything in chronological order of what knowledge I have:

 

[1] AMEX Gold, approved NPSL: EX - 627 (05/24/14), [2] CHASE Freedom, denied: EX - 678 (06/19/14), [3] TARGET Store, denied: EQ - 600 (06/20/14), [4] DISCOVER IT, approved $1500: EX - 675 (06/23/14), [5] WALMART, approved $1200: TU - 701 (06/30/14), [6] CREDIT KARMA, TU? - 603 (04/14), 646 (05/14), 672 (06/14), & 640 (07/14)...

 

The reason why I'm posting this - is to be advised of what I should post as part of my siggy in order to recieve the best advice according to my most accurate stats, & why I'm posting it here - is to stay in the guidelines of the proper topic...

 

I Thank anyone & everyone who may reply to this post, then I will be much more comfortable on what my siggy should include!!!

Message 1 of 8
7 REPLIES 7
Anonymous
Not applicable

Re: New to MyFico Forums: My 1st Post...

Sorry, forgot to add

 

Credit Sesame EX?: [1] 655 (05/14), 650 (06/14), 659 (07/14)... :-)

Message 2 of 8
MT936
Established Contributor

Re: New to MyFico Forums: My 1st Post...

Welcome to the forums, if you want advice for something post your scores, average age of accounts, any delinquincies, and utilization %. Also I am surprised you got approved for the amex gold at 627 EX, i know the amex charge cards are easier to get than their credit cards but wow didn't know it was that easy

Amex Blue Cash Everyday: $25,000 | Navy FCU Cash Rewards: $25,000 | Discover It: $20,500
Chase Freedom: $12,500 | Citi Double Cash: $10,000 | Bank of America Cash Rewards: $8,000

Message 3 of 8
Anonymous
Not applicable

Re: New to MyFico Forums: My 1st Post...

Oh! Finally - a reply... Since you replied, please advise... By reading my post, what would "YOU" include in my siggy? What is considered the most accurate? Thank you!!!

Message 4 of 8
MT936
Established Contributor

Re: New to MyFico Forums: My 1st Post...

include your approved cards with their limits and include your most up to date scores, preferably the real ones but if they are from credit karma or credit sesame, refer to them as a FAKO score and people will know or just say CK or CS score

Amex Blue Cash Everyday: $25,000 | Navy FCU Cash Rewards: $25,000 | Discover It: $20,500
Chase Freedom: $12,500 | Citi Double Cash: $10,000 | Bank of America Cash Rewards: $8,000

Message 5 of 8
Anonymous
Not applicable

Re: New to MyFico Forums: My 1st Post...

Also, how do I apply the CC images, etc., in my siggy... I'm just trying to get situated & setup here before proceeding with future posts... Thank You!!!

Message 6 of 8
MT936
Established Contributor

Re: New to MyFico Forums: My 1st Post...

you have to achieve a certain rank by participating in the forums i believe it is established member then refer to this link to put images in your sig http://ficoforums.myfico.com/t5/SmorgasBoard/THIS-IS-HOW-YOU-ADD-CREDIT-CARD-PICS-TO-YOUR-PROFILE/td...

Amex Blue Cash Everyday: $25,000 | Navy FCU Cash Rewards: $25,000 | Discover It: $20,500
Chase Freedom: $12,500 | Citi Double Cash: $10,000 | Bank of America Cash Rewards: $8,000

Message 7 of 8
Anonymous
Not applicable

Re: New to MyFico Forums: My 1st Post...

Thank You Very Much!!! I really appreciate your help!!! With this, I will get myself setup & situated!!! Just trying to do this all properly!!! :-)

Message 8 of 8
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