I need some help determining what is going on with credit scores. I have the 3 bureau monitoring on. My scores are Equifax 638 Transunion 687 and Experian 656. I want to purchase a home. Looking at the FICO score 5, my scores are Exquifax 589 Transunion ___ and Experian 642. When my mortgage guy gave me my scores, he told me I had a 642 a 599 and a 589.... bummer. I'm wondering, what the heck? Obviously the 642 and the 589 match up with the score 5 and Transunion for some reason doesn't list a score 5. How can the bureau with the highest score (transunion 687) also have such a low score 5?? I mean there's a 100 point difference there....What exactly is happening here??
