What scoring model does mint.com use?

Anonymous · ‎02-16-2015

I just signed up for their free credit score deal since I think the cost is excellent. They pull data from Equifax. Anybody know which model they're using? Definitely not Fico 08. Looks like it might be the same as that <useless> Credit Sesame, but I'm not sure.

Anonymous · ‎02-16-2015

It's from Equifax (Sesame is from Experian). What model it is? Who knows

bdhu2001 · ‎02-16-2015

@Anonymous wrote:
It's from Equifax (Sesame is from Experian). What model it is? Who knows

They simply tell you that it's not one used by 3rd parties to determine credit worthiness.

Original Mortgage maturity Sept 2044; Refi maturity Dec 2030
Starting Score: EX 751 EQ 720 TU 737 on 4/9/14
Current Score: EX 849 EQ 835 TU 843
Goal Score: 850

Take the myFICO Fitness Challenge

Anonymous · ‎02-16-2015

i would sign up for the monitor on this site.

tonyjones · ‎02-16-2015

Mint is Equifax FAKO SCORE!

Current Fico Scores: (November 2024)

Anonymous · ‎02-16-2015

Now let me stir the pot.. Mint Sucks. I can never reset my password.

Anonymous · ‎02-16-2015

@tonyjones wrote:
Mint is Equifax FAKO SCORE!

I know it's a Fako score. I'm asking which one.

tonyjones · ‎02-17-2015

@Anonymous wrote:
@tonyjones wrote:
Mint is Equifax FAKO SCORE!
I know it's a Fako score. I'm asking which one.

FAKO Beacon 1.0

Current Fico Scores: (November 2024)