No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
Lizzy8288 wrote:Hey yall!I am a college student in Atlanta, GA interested in obtaining the highest credit score I can before graduating and emerging completly from under my parents' wings.I have a credit card with WaMu that I have been paying more than the monthly minimum on since opening the card last August, unfortunalty I cannot say the same for the cards I have had in the past (Macy's and USAA). My parents ended up paying off those cards but not until it may have been too late. Both accounts are closed and it has been atleast a year since those cards have been active, but I am afraid that they may be affected my credit for awhile. I'm not sure.The WaMu card has a high balance (~$ 2,100) but I asked WaMu to see if I would eligible for a lower interest rate to help me reduce this as soon as possible.I guess what I am getting at is that I would like some 'Plain English' advice as to how I can increase my credit score.Thanks so so much guys! You all seem extremly friendly and knowledge and I hope that this doesn't burden anyone too much!- Lizzy
Message Edited by Lizzy8288 on 02-28-2008 04:45 PM