No Revolving utilization with small balance

[CreditBob]

If I do not have a 1% aggregate revolving amount but have a $ 50 to $ 100 balance out of a total credit limit of $ 50K, will that even be better for the score, compared if the average revolving utilization was 1% with a $ 500 balance?

[SouthJamaica]

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@CreditBob wrote:

If I do not have a 1% aggregate revolving amount but have a $ 50 to $ 100 balance out of a total credit limit of $ 50K, will that even be better for the score, compared if the average revolving utilization was 1% with a $ 500 balance?

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It wouldn't make a difference, both are fine.

[FireMedic1]

You have up to $500 to be within 1% of your total credit line reporting. There is an amount that will post 0%. Less than $5? @SouthJamaica knows better on that subject.

[SouthJamaica]

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@FireMedic1 wrote:

You have up to $500 to be within 1% of your total credit line reporting. There is an amount that will post 0%. Less than $5? @SouthJamaica knows better on that subject.

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$10 or $20 is enough to avoid the 'all zero penalty'.