No points increase

[Chanduwar]

3 accounts fell off my CR for being over 7 yeras in Experian, but I did not get any points increase. What could be the reason?

[haulingthescoreup]

Well, first of all, you can't be looking at an Experian FICO report, because we consumers can't buy those any more. (Unless you belong to PSECU, or you just app'd for a mortgage.)

Did you maybe mean a FICO Equifax report?

Otherwise, FAKO scores mean nothing.

Were there negatives on these reports? Because otherwise, I would have expected scores to drop (from losing age) rather than rise.

[cobaltnv]

I assume you are talking about 3 accounts with negatives that fell off. How bad were the negatives (e.g. 30 day 60 day, bk)? If they were "only" 30 or 60 day lates they were not effecting your score to any significant amount anymore. Other possible reasons are other changes in your reports: decreases utilization or increase in AAoA for example.

This all assumes that we are talking about actual Fico scores and not fakos. 

ETA: Hauling is obviously a much faster typer than I  

Message Edited by cobaltnv on 05-09-2009 09:03 AM

[haulingthescoreup]

...and cobalt finished up the commentary very nicely!