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I am scheduled to close tomorrow. I also have two more loans I need to apply for, a Car Loan, and a Direct Parents Loan.
Strategically, which loan should I apply for after I close? Should I just apply for both simultaneously to minimize the damage in terms of, a score decrease?
Closing tomorrow? A mortgage?
Since your question is about scoring and not rebuilding, I'm moving your post to the Understanding FICO Scoring Forum.