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Not sure where this would go

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Anonymous
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Not sure where this would go

I looked at my free eq score on my citi account today. It's 20 points lower than my fico on here. Amex free fico is right on with my fico, and discover and Barclay are right on with tu. anyone else notice their free eq score being off?
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Thomas_Thumb
Senior Contributor

Re: Not sure where this would go


@Anonymous wrote:
I looked at my free eq score on my citi account today. It's 20 points lower than my fico on here. Amex free fico is right on with my fico, and discover and Barclay are right on with tu. anyone else notice their free eq score being off?

I have a Discover card which provides a free Fico 8 classic score every month. I also have a AT&T Universal Citi card that provides a free Fico 8 Bankcard score every month. The bankcard score is based on a "tweaked" Fico 8 model (score range 250 to 900) compared to the classic Fico 8 model (score range 300 to 850). So, scores will be different.

 

Also Discover uses data from your TU credit report whereas Citi uses data from your EQ credit report.

Fico 9: .......EQ 850 TU 850 EX 850
Fico 8: .......EQ 850 TU 850 EX 850
Fico 4 .....:. EQ 809 TU 823 EX 830 EX Fico 98: 842
Fico 8 BC:. EQ 892 TU 900 EX 900
Fico 8 AU:. EQ 887 TU 897 EX 899
Fico 4 BC:. EQ 826 TU 858, EX Fico 98 BC: 870
Fico 4 AU:. EQ 831 TU 872, EX Fico 98 AU: 861
VS 3.0:...... EQ 835 TU 835 EX 835
CBIS: ........EQ LN Auto 940 EQ LN Home 870 TU Auto 902 TU Home 950
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Anonymous
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Re: Not sure where this would go

Oh ok. That makes sense. Thank you!!
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