On a recent Cap One application they provided Experian FICO Score 2

[Anonymous]

in my rejection letter.  I would have thought they were using the Experian FICO Score 8.  I was denied the VentureOne and got a Quicksilver One.

[KellyP25721]

The used Experion for me too on a recent CLI request, but others have reported that they use  the 04 version and not the 08 version.

[Anonymous]

Be happy Capital One rejected you its the worse credit card company on earth. They will hunt you until the ends of the earth for their money. They will call you 10 times in one day if you are ONE day late on your payment. They will jack your interest rate if you are one day late. They will offer you new credit card offers and when you fill them out they will use your updated information against you. Then they will serve you at your house with a law suit if you don't pay them and try and get a judgement against you and stick it on your credit report. I have seen this happen to many people. I avoid doing any business with Capital One. They are psychotic. 

[Anonymous]

Be happy Capital One rejected you its the worse credit card company on earth. They will hunt you until the ends of the earth for their money. They will call you 10 times in one day if you are ONE day late on your payment. They will jack your interest rate if you are one day late. They will offer you new credit card offers and when you fill them out they will use your updated information against you. Then they will serve you at your house with a law suit if you don't pay them and try and get a judgement against you and stick it on your credit report. I have seen this happen to many people.  They did this with a $700 credit card. I avoid doing any business with Capital One. They are psychotic.

[KellyP25721]

Hmm....let me understand.  They give you a credit card which you don't make your payments on, then when they use legal recourse to get their money they are the worst credit card company in the world?  Doesn't sound any different than a mortgage company foreclosing or landlord evicitng for non-payment to me.