On why you should ignore FAKO score comments

[marty56]

I ws reading my TC report and in it I saw this for my TU report:

In addition to the factors listed above, the number of inquiries on your credit report has adversely affected your credit score.

That was in reference to an INQ from June 2010 the only INQ on my TU report.

LOL I am starting to thing they put comments like that to get you to do things to  lower your FICO score and use their score since it makes you look better.

[drkaje]

LOL!!

I have a similar comment. One inquiry on TU and they think I'm an appaholic.

[bettercreditguy1]

They need to put something on there, even if it is negative. Afterall you are paying for a "report".

[marty56]

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@bettercreditguy1 wrote:

They need to put something on there, even if it is negative. Afterall you are paying for a "report".

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I wonder.  If they had nothing bad to say, you might be tempted to terminate their CMS.

If I ever reach 990, it would still find something to complain about.

Perhaps Mr. Dylan should write a song about Vanatge scores too.

[pizzadude]

Yep, I think that some FAKO scores ding you for inquiries older than 1 year.   Yet another difference between FAKO and FICO scoring.....