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Only 9 days left before you can no longer get an EX score

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MidnightVoice
Super Contributor

Only 9 days left before you can no longer get an EX score

http://ficoforums.myfico.com/fico/board?board.id=special_announcement

 

 

I don't mind - EX hates me, and I can now stop worrying about it as I will never know what my EX score is anymore!

The slide from grace is really more like gliding
And I've found the trick is not to stop the sliding
But to find a graceful way of staying slid
Message 1 of 14
13 REPLIES 13
niecey89
Frequent Contributor

Re: Only 9 days left before you can no longer get an EX score

I read it about that as well. I think it is really unfair to the consumers. Especially people like me who is monitoring credit and trying to better my scores (goal of the 700 club). I guess if enough peopl complain they may change their minds. For now we just have to deal with the hand that was dealt to us. Smiley Mad
FICO Scores 7/15/2008: EQ 600, TU 546, EX 490
9/17/08 - TU 571,12/17/08 649,3/16/09 638, 6/14 642
ScoreWatch 12/17/08 EQ 646, 1/2/ 09 664, 2/2/09 684,2/12/09 673, 2/16/09 688, 2/27 674,3/3 682,4/16 685, 6/28 679
1/2/09 EX 668 2/13/09 669
AS of NOV08 I am Credit card debit free. I AM A MYFICO.COM ADDICTED Smiley Happy ~
Message 2 of 14
Anonymous
Not applicable

Re: Only 9 days left before you can no longer get an EX score

-What are other sites that are good to get an acurate EX score when I want to make sure I am aware of all 3 scores from time to time?

 

Message 3 of 14
MidnightVoice
Super Contributor

Re: Only 9 days left before you can no longer get an EX score


@Anonymous wrote:

-What are other sites that are good to get an acurate EX score when I want to make sure I am aware of all 3 scores from time to time?

 


Zero.  Nada.  Nowhere.  Ain't gonna happen.

 

We are toast

The slide from grace is really more like gliding
And I've found the trick is not to stop the sliding
But to find a graceful way of staying slid
Message 4 of 14
Anonymous
Not applicable

Re: Only 9 days left before you can no longer get an EX score

my ex report will stay frozen FOREVER, or until they let the american public have a means of seeing the info they are letting lendors base thier decisions on. in fact i think i may take up this matter with my reps in washington.

 

i know this is how it used to be, but just wrong to base decisions on information about me i have no means to access. the kicker is, most lendors won't tell you your score. just approved or denied, take the matter up w/ex.

Message 5 of 14
Anonymous
Not applicable

Re: Only 9 days left before you can no longer get an EX score

I'm sorry, I don't get it. How are you supposed to monitor what is on your report, dispute inaccuracies, etc?  Are you now supposed to simply assume creditors are being honest when/what/how they report without knowing the content/scores? How can the do this legally?
Message 6 of 14
cobaltnv
Established Contributor

Re: Only 9 days left before you can no longer get an EX score

nyccc2,

You will still be able to pull your EX credit report, dispute inaccuracies etc you just will not be able to see your score. Unless EX decides to start selling your FICO score themselves.

TU 810: EQ 813: EX 814 (9/16/09--Loan officer pull)

Helpful Threads
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Understanding your Fico Score
Message 7 of 14
smallfry
Senior Contributor

Re: Only 9 days left before you can no longer get an EX score


@Anonymous wrote:
I'm sorry, I don't get it. How are you supposed to monitor what is on your report, dispute inaccuracies, etc?  Are you now supposed to simply assume creditors are being honest when/what/how they report without knowing the content/scores? How can the do this legally?

The reports you pull here should never be used for monitoring. Never.

Message 8 of 14
smallfry
Senior Contributor

Re: Only 9 days left before you can no longer get an EX score

Since the lenders don't pull the same reports we see anyway it's not a major biggie for me. Thank EX for all the money they are saving you. Really.
Message 9 of 14
Anonymous
Not applicable

Re: Only 9 days left before you can no longer get an EX score


@smallfry wrote:

@Anonymous wrote:
I'm sorry, I don't get it. How are you supposed to monitor what is on your report, dispute inaccuracies, etc?  Are you now supposed to simply assume creditors are being honest when/what/how they report without knowing the content/scores? How can the do this legally?

The reports you pull here should never be used for monitoring. Never.


 

Not sure what you mean. Why wouldn't you use these reports for monitoring?  Are you saying you can still order reports and if so why would those be preferable (more detailed for sure but you seem to indicate the reports here are not accurate)....
Message 10 of 14
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